Personal Services
Hadley Financial Group provides individuals and families with innovative, cutting-edge
products and services to help them grow, protect, and conserve their wealth through all stages
in life. Taking into account your needs, goals, and tolerance for risk, we will work with you
to bring clarity to what you want to achieve and how to get there. Some of our key services
are detailed below.
Estate Planning
A well-engineered estate conservation plan can help minimize tax liability and ensure that
loved ones are protected. We will work with you and your advisors to assess the impact of
state and federal taxes on your estate and suggest strategies to help minimize those taxes
while meeting your family’s needs. We do not provide tax advice. Please consult
with your own advisors for tax advice.
Asset Protection
There are numerous financial strategies and retirement income strategies that can help you
accumulate assets for the future, protect your business and personal assets from
liabilities, and safeguard asset transfer to children and grandchildren. We can help you
figure out what the right course of action is for your specific situation and objectives.
Charitable Planning
Charitable giving allows you to support the organizations and causes that matter to you,
while often providing immediate income streams and reducing your tax burden. Numerous
charitable giving strategies exist, and we can help you design and execute a charitable
giving strategy that is in alignment with your personal and philanthropic goals. Please seek
tax advice from your own tax advisors.
Disability and Extended Care Needs
To execute a sound retirement strategy, asset and income protection are a must. Designing a
strategy that accounts for costs for extended periods of care and disability insurance can
help create the necessary balance in a portfolio to ensure stability and protection of
assets.
401(k) and IRA Rollovers
When you leave a job or retire, you have a decision to make regarding your 401(k) money.
While leaving those assets in the former employer's plan is an option, a rollover can be a
consideration. Working with your tax advisor, we can help you determine the right course of
action for you. This may include: leaving the funds in your existing plan, if permitted,
rolling them into your new employer's plan, if one is available and rollovers are permitted,
rolling them over to an Individual Retirement Account (IRA), or taking a cash distribution.
Each choice offers advantages and disadvantages, depending on your specific needs, personal
circumstances and the retirement plans, such as the desired investment options and services,
applicable fees, expenses, and withdrawal options, as well as the required minimum
distributions (RMDs) and tax treatment of the applicable options.
Wealth Management
Through Eagle Strategies LLC, a wholly owned subsidiary of New York Life Insurance Company,
you can work with us to guide you in planning for tomorrow’s needs today while preserving
your current cash flow. Based on your goals, financial situation, risk tolerance, and
investment time horizon, together we can formulate an investment solution to help you
achieve all of your short- and long-term wealth management needs. Eagle Strategies
incorporates a wide range of thoroughly vetted third-party investment managers who bring
specialized expertise in separately managed stock and bond portfolios, and mutual funds,
while providing access to third-party wealth management programs. Every investment manager
on the platform undergoes a rigorous due diligence process and is monitored closely to
ensure they continue to meet our exacting standards. We are, and continue to be committed,
to building enduring relationships that help you achieve your financial goals.
Financial Planning
Every successful journey starts with a roadmap. You have dreams for yourself, your
family, and perhaps a family business. Whether your focus is on protection planning,
preparing for retirement, funding higher education, caring for aging parents or a special
needs child, transitioning a business, or creating a legacy for your heirs or the charitable
causes you care about—a solid plan is the first step in any financial endeavor. Through
Eagle Strategies LLC, we provide personalized financial planning services that take our
clients’ overall financial circumstances into consideration. We employ a simple yet
effective multi-step planning process to design and deliver a plan based on our clients’
needs and personal preferences. We work diligently with each client to identify and
prioritize their goals, explore options, establish effective strategies, construct and
execute a plan. Eagle Strategies also regularly assesses the performance of each financial
plan and makes adjustments as needed---providing a truly personalized and nimble approach to
financial planning.
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