Here at Hadley Financial Group, we offer a wide array of services to help business owners
address their financial needs at every stage of the business life cycle. Taking into account
their personal values and financial goals, we create and execute customized strategies to help
entrepreneurs meet their objectives. Some of our key services are detailed below.
Executive Benefits
The success of most businesses is tied in to the talent, passion, and work ethics of their
key executives. Executive benefit packages can help you attract, motivate, and retain
high-caliber employees and keep your company healthy and stable. We can help you with
funding non-qualified plans, supplemental employee retirement plans, split dollar
arrangements, and more.
Succession Planning
Succession planning allows owners to retire from their business within their own time
frame, while preparing for the company to be transferred to family members, key employees,
an outside party, or even a charity. This must be done in a way that achieves personal
financial security, maintains harmony, and achieves maximum value for the business. I can
provide financial strategies for succession planning.
Key Person Insurance
Key person life insurance offers a death benefit that helps indemnify an employer for the
loss of one of its most important assets—the key person. This can help assure continuity of
the business for employees, customers, and creditors, and protects against losses in sales,
momentum, and credit. It can also be used to assist with recruiting and developing a
replacement for the diseased employee.
Funding Buy-Sell Agreements
A buy-sell agreement is a legally binding agreement between co-owners of a business that
governs the situation if a co-owner dies or leaves the business, whether by force or by
choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that
the arrangement is properly funded so that there will be money if the event occurs due to
the death of an owner.
Funding Deferred Compensation
Deferred compensation is a written agreement between an employer and an employee in which
the employee chooses to have part of his or her compensation withheld by the company,
invested on their behalf, and distributed to them at a predetermined point in the future.
Deferred compensation can be used as a flexible way to attract and incentivize key
employees. I can provide funding strategies for deferred compensation.
